Personal Finance

Best CD Rates Today (July 30, 2026): Synchrony Bank Leads at 4.15% APY on 14-Month Term

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As of Thursday, July 30, 2026, savers hunting for guaranteed returns can lock in up to 4.15% APY with a 14-month certificate of deposit (CD) from Synchrony Bank. While certificate of deposit rates remain elevated compared to historical norms, they have been trending downward since the Federal Reserve began cutting its benchmark rate in late … Read more