Your Guide to Financial Freedom
Gold (GC=F) August futures commenced trading on Friday, July 24, 2026, at a price point of $4,053.40 per troy ounce. This represented a marginal increase of 0.1% compared to Thursday’s closing price. Early morning trading saw the precious metal climb further, reaching $4,057 by 8:07 a.m. ET. The slight upward movement comes as global investors … Read more
Home equity borrowing remains a key financing option for homeowners looking to tap into built-up property value without selling their home. With rates moving and lenders pricing loans differently, understanding the latest HELOC and home equity loan environment is essential for anyone comparing second-mortgage options. As of Thursday, July 23, 2026, the average HELOC adjustable … Read more
Happen Bank Review 2026 Happen Bank, founded in 2007 and formerly known as LendingClub, has evolved into a full-service online bank with a growing national footprint. Serving more than 5 million members nationwide, the bank combines deposit products, lending solutions, and digital convenience under one platform. For consumers comparing online banking options, Happen stands out … Read more
What Is an Add-On CD? A certificate of deposit (CD) is a time deposit that locks in funds for a set term in exchange for a fixed interest rate. That structure gives savers certainty: you know the rate, the term, and the general return profile before you open the account. Some of the best CD … Read more
If you are self-employed, a business bank account is not legally required in most cases, but it is often one of the smartest financial moves you can make. Keeping business and personal money in the same account may seem simpler at first, yet it often creates tax headaches, weakens recordkeeping, and makes it harder to … Read more
Best CD rates today, Saturday, July 25, 2026 Certificates of deposit remain one of the simplest ways to lock in a guaranteed return, and today’s rate environment still rewards savers who shop carefully. The Federal Reserve cut its federal funds rate three times in 2025. So far in 2026, the Fed has left interest rates … Read more
Mortgage rates hit a fresh 2026 peak Mortgage shoppers faced a sharper pricing reset on Saturday, July 25, 2026, as average rates from the Zillow lender marketplace moved higher across key loan types. The headline change is straightforward: borrowing costs are climbing, and the largest move showed up in shorter-reset products, which often react quickly … Read more
In the current volatile economic landscape, the traditional expectation of long-term job security provided by employers is shifting. A new report from the Society for Human Resource Management (SHRM), the Global Employee Monitor, indicates that roughly 7 in 10 workers feel highly confident in the portability and value of their professional skills, regardless of their … Read more
Apple Warns: FaceTime Scams Are Targeting Bank Accounts — What You Need to Know Apple has issued a warning about a sophisticated phishing scheme that uses FaceTime calls to trick victims into revealing sensitive banking information. Scammers pose as bank representatives, coax users onto a video call, and then request screen sharing to harvest passwords, … Read more
Crypto.com, a prominent global cryptocurrency exchange, recently secured a significant $400 million strategic investment from institutional market maker Citadel Securities. This landmark deal values the Singapore-based crypto platform at an impressive $20 billion. The investment marks Crypto.com’s first institutional funding round since its inception in 2016, underscoring a pivotal moment for both the exchange and … Read more